To make the pancake batter, blend eggs, cold cream cheese, salt, liquid stevia, vanilla extract, and banana-flavored extract in a food processor or good-quality blender. Blend until the batter is pale yellow, free of lumps, and frothy. You may need to scrape down the batter and blend two or three times to achieve this. Pour the batter into a pitcher, large measuring cup, or another container you can use for pouring the batter.
Choose a non-stick or cast-iron skillet to cook the pancakes. Melt a ½ teaspoon of coconut oil per pancake in the skillet (you may choose to make one at a time or multiple at once). When the oil is heated on medium heat, pour a ¼ cup of pancake batter per serving in the skillet. As the batter starts to cook, you can gently reshape it into a circle with a spatula. Let the batter cook on one side, adjusting the heat as necessary, until the pancake turns golden brown and naturally releases from the pan.
Use your spatula to flip the pancake over to complete cooking on the other side. Repeat the process until all pancakes are made. Set the pancakes aside to cool while you make the cream cheese icing. For the icing, you may bring the cream cheese needed to room temperature, unlike the pancake batter. Blend the cream cheese in a stand mixer until it’s soft and smooth, scraping down the mixing bowl and blending as needed. Next, blend cold butter into the cream cheese at a high speed until the two fats combine.
Blend the remaining ingredients into the cream cheese and butter until the cream cheese icing comes together in a smooth, creamy consistency. Spread the icing over the warm banana pancakes (about ½ ounce icing per serving). Each serving contains about ¾ egg, ½ tablespoon fat, and ¾ ounce cheese. You may garnish the completed pancakes with sprinkles of cinnamon or pumpkin spice seasoning to complete your meal.